Commercial Properties
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Commercial Properties

The reality of dealing with commercial property damage involves more than structural issues. It entails safety challenges, building regulations, jurisdiction red tape and the inability to conduct business as usual. All of these factors can cost you money. CAIS designs insurance programs that anticipate these additional expenses and covers them in the case of a claim.

CAIS’s commercial property insurance package is always based on guaranteed replacement cost. This means that in the case of a claim, your policy would pay for the full cost to replace the damaged property, without deduction for a fluctuation in market value.

Our blanket property coverage on multi-structure policies includes not only the buildings, but associated entities, such as docks, seawalls and roads. The full value of the policy is available, even if only one structure is damaged.

See exactly how comprehensive and broad our property coverage can be by viewing the many Exclusive Coverages we offer.